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July is Savings Month! Improve your financial well-being and #PayYourselfFirst
The Association for Savings and Investment South Africa (ASISA) Foundation talks to people about money matters throughout the year, in workshops and on our digital platforms. Below are some of the questions people often ask us about saving. We hope the answers will help you too. Please note: the names in the letters are not the real names of the people.
Dear Lumka,I want to save, but I just find it hard to save without feeling like I’m going without. I work hard and deserve to treat myself to things I enjoy! Is there a way to save but also enjoy my hard-earned cash? Thanks in advance, Arish!
Dear Arish,Thanks for getting in touch. I understand how hard it is — you work so hard, but most of your money goes to things like food and school fees. There’s not much left, and you want to enjoy that little bit! The good news is, with some planning, you can do both. Start by looking at your spending: what do you need, and what do you just enjoy? Needs like electricity, transport and groceries should always come first. Then find one or two...
